Micro factoring entails financing a supplier?s (factoree?s) accounts receivable ? starting at 5000 PLN!!!

This is the perfect solution for micro companies and small businesses as it offers broad access to additional funds (and an alternative to working capital loans). The factoring agency purchases accounts receivable for product/services ? prior to their payment deadline date ? issued by the supplier for a client. The service allows the factoree to receive funds immediately after delivery or service.

The micro factoring product is based on the recourse factoring construction, but does not include all the typically encountered barriers (e.g. minimal number of recipients, no minimal turnover, no excluded business branches and many others).

Micro factoring features:
  • Factoring limits from 5000 to 50000 PLN
  • Recourse factoring (i.e. without taking on the risk of default payment)
  • Acceptable payment deadlines ? up to 60 days
  • Advance payment of up to 80%
  • No need to provide documentation from the IRS or Social Security Institution
  • Decisions within 48 hours
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